BANKING

HOW DO YOU WANT TO SPEND YOUR MONEY?

Start by writing down all your expenses. Determine how much money is coming in monthly. Create categories for the expenses. Allocate the money coming in to the designated categories. Calculate all your expenses and compare that to how much money you bring home. When you subtract the numbers you should come up with zero. This is one way to create a zero based budget. This will help to determine if you can afford something and can help you avoid debt. The idea is to not spend more than you make.

A BUDGETing TOOL!

If you can manage your own money, you might be in line for a promotion to manage a business! This is a great tool to use even as a high school student. Most high school students don't have much money, but they are free of debt. However, many college students have acquired a lot of debt. Who has more money: those in high school or those in college? When you are in debt or out of debt? Something to consider. You will have to pay the money back which will need to be calculated in your budget. It can become a huge expense that becomes difficult to pay off even for 20 or more years.

Two things to always keep in mind: how much is coming in, and how much is going out?

Every dollar counts

ACTIVITIES

Video Review

Let's Open the Vault

Who works at a bank, what do they do and is it a job for you?

answer the following

Let's Open the Vault

Is there a career inside of banking that is of interest to you? What could it be and what kind of training is required?

What is your combination?

Small Business

Let's Open the Vault

The Best Way to Buy a Car

Most businesses fail in the first few years. Get some bankers' advice on the keys to success.

start your own business

The Best Way to Buy a Car

Let's Check on Our Account

The Best Way to Buy a Car

Cars can be a tricky purchase and can set you back for years if you don't do your research!

debt or wealth?

A Degree in Finance

Let's Check on Our Account

This assignment is a little more challenging but shouldn't we determine if you like numbers.

What classes you will need

Let's Check on Our Account

We both put time and effort into completing this unit. Did our investment pay off?

where have we grown?

Dave Ramsey Stopped Taking Advice from His College Professor

Dave decided to stop listening to his broke finance professor!

Who do you listen to? Do you have a financial mentor who is not broke? Which financial expert would make a good mentor for you?

According to Proverbs 22:7 (NIV), “The rich rule over the poor, and the borrower is slave to the lender.” When Dave was confronted with this Scripture, he had to really consider who was right—his broke finance professor, who taught that debt is a tool, or God, who never has anything good to say about debt.

The Truth About Debt - Dave Ramsey Blog

Are Your Odds of Winning the Lottery Good? Don’t Bet On It! - Dave Ramsey Blog

Myth: Debt is a tool and should be used to help create prosperity.
Truth: Debt isn’t used by wealthy people nearly as much as we are led to believe.

EducationALIVE

Banking and Finance

MAKING "CENTS" OF IT ALL

"How Much Does It Cost?"

Is It Worth the Investment?

Let's Grow Your Money

BANKING CAREERS

Why should you not spend money if you don't have it?

What are the advantages of becoming financially independent?

Henry Hernandez

Financial Stewardship

HOW DO YOU WANT TO SPEND YOUR MONEY?

A BUDGETing TOOL!

HOW MUCH DOES IT COST?

ACTIVITIES

Video Review

Let's Open the Vault

Let's Open the Vault

Let's Open the Vault

Let's Open the Vault

Let's Open the Vault

Small Business

Let's Open the Vault

The Best Way to Buy a Car

The Best Way to Buy a Car

Let's Check on Our Account

The Best Way to Buy a Car

A Degree in Finance

Let's Check on Our Account

Let's Check on Our Account

Let's Check on Our Account

Let's Check on Our Account

Let's Check on Our Account

Dave Ramsey Stopped Taking Advice from His College Professor

Dave decided to stop listening to his broke finance professor!

COULD YOU START YOUR OWN BUSINESS?